Cus­tomer: Why has­n’t my mon­ey been de­posit­ed in­to my ac­count to­day?
CSR: Well sir, it’s Mar­tin Luther King Day, so the banks are closed.
Cus­tomer: Oh, yeah! I for­got about that, homie!

Boston, Mass­a­chu­setts

Over­heard by: drop­ping some eaves